Terms of service

TERMS OF SERVICE — SKMo Business Solutions Ltd.

Last Updated: DECEMBER 2025

OVERVIEW

Welcome to SKMo Business Solutions Ltd. (“we”, “us”, “our”). These Terms of Service (“Terms”) govern your access to and use of our website and online store, www.skmosolutions.com, including all content, features, tools, products, and services made available through it (collectively, the “Services”).

Our store is hosted by Shopify, which provides the e-commerce platform that enables us to offer products and services to you.

By visiting or using our Services, you agree to be bound by these Terms and our Privacy Policy.

If you do not agree, please discontinue use of the Services.

SECTION 1 — ACCESS AND ACCOUNT

By using our Services, you represent that you are at least the age of majority in your jurisdiction and you consent to allow any minor dependents using devices you own or manage to access the Services.

You may be required to provide accurate and complete personal information, including billing, payment, shipping, and contact details. You represent and warrant that all information provided is current and correct.

You are responsible for safeguarding your account credentials. You may not transfer, sell, or license your account to any other person.

SECTION 2 — OUR PRODUCTS

We make every effort to accurately display our products and services. However, colors, materials, or appearances may vary depending on your device settings.

We do not guarantee that the quality or appearance of any product will meet your expectations.

All product descriptions and pricing are subject to change without notice. We reserve the right to discontinue products or limit quantities at any time.

SECTION 3 — ORDERS

When you place an order, you make an offer to purchase. Acceptance occurs only after payment is received and we confirm your order.

We may refuse, cancel, or modify orders at our discretion. If changes occur, we will notify you using your provided contact information.

Returns and exchanges follow our Refund Policy

You confirm that products purchased are for personal use and not for resale or commercial export.

SECTION 4 — PRICES & BILLING

Prices may change without notice. The price charged at checkout is the price in effect at that time.

Posted prices do not include taxes, shipping, handling, duties, or customs fees unless stated otherwise.

You agree to provide accurate billing information and authorize us to charge the payment method you provide. You represent that:

Your payment information is valid and authorized
Your purchase will be honored by your financial institution
You will pay all charges including taxes and shipping

Promotional offers may be subject to separate terms.

SECTION 5 — SHIPPING & DELIVERY

All shipping times are estimates and not guaranteed. We are not responsible for delays caused by carriers, customs, or external events.

Risk of loss transfers to you once the product is handed to the carrier.

SECTION 6 — INTELLECTUAL PROPERTY

All content on the Services—including text, graphics, images, logos, audio, video, and design—is owned by SKMo Business Solutions Ltd. or its licensors and protected by intellectual property laws.

You may use the Services for personal, non-commercial use only. You may not:

Copy, distribute, modify, or create derivative works
Publicly display or use content without permission
Use our trademarks, logos, or branding without written consent

All rights not expressly granted are reserved.

SECTION 7 — OPTIONAL TOOLS

Third-party tools may be provided “as is” without warranties or liability. Use of these tools is at your own discretion and subject to third-party terms.

Future new features or tools will also be governed by these Terms.

SECTION 8 — THIRD-PARTY LINKS

The Services may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of those websites.

Your interactions with third-party sites are at your own risk. Any questions or issues should be directed to the third party.

SECTION 9 — RELATIONSHIP WITH SHOPIFY

(This section must remain unchanged per Shopify’s requirements.)

SKMo Business Solutions Ltd. is powered by Shopify. All sales and purchases are made directly with SKMo Business Solutions Ltd. Shopify is not responsible for your purchases, product issues, or related damages. You release Shopify from all claims arising from your transactions with us.

SECTION 10 — PRIVACY POLICY

Personal information collected through the Services is governed by our Privacy Policy:

[Insert Link]

Shopify also processes personal information according to the Shopify Privacy Policy.

Your data may be transferred and processed in countries outside your own jurisdiction.

SECTION 11 — FEEDBACK

If you submit any ideas, suggestions, reviews, or other content (“Feedback”), you grant us a perpetual, worldwide, royalty-free license to use, modify, publish, and distribute that Feedback for any purpose.

You represent that:

You own the Feedback
It does not violate any rights
It complies with these Terms

We may remove or modify Feedback at our discretion.

SECTION 12 — ERRORS & INACCURACIES

We may correct errors or update information on the Services at any time without notice, including after an order has been placed.

SECTION 13 — PROHIBITED USES

You may not use the Services:

For unlawful purposes
To violate regulations or intellectual property
To harass, defame, or harm others
To submit misleading or harmful content
To transmit malware or malicious code
To scrape, hack, or bypass security
To impersonate others

We may suspend or terminate access for violations.

SECTION 14 — TERMINATION

We may terminate your access to the Services at any time. All obligations that by nature should survive termination will remain in effect.

SECTION 15 — DISCLAIMER OF WARRANTIES

The Services and all products are provided “as is” and “as available” without warranties of any kind unless expressly stated.

We do not guarantee that the Services will be secure, error-free, or uninterrupted.

SECTION 16 — LIMITATION OF LIABILITY

To the fullest extent permitted by law, SKMo Business Solutions Ltd., Shopify, and all related parties are not liable for any:

Direct or indirect damages
Loss of data, revenue, or profits
Product misuse
Inaccurate information
Service interruptions

Even if advised of possible damages.

SECTION 17 — INDEMNIFICATION

You agree to indemnify SKMo Business Solutions Ltd., Shopify, and all related affiliates against any claims arising from:

Your use of the Services
Your breach of these Terms
Your violation of law or rights

We may control the defense at your expense.

SECTION 18 — SEVERABILITY

If any provision is found unlawful or unenforceable, the remainder of the Terms will continue in full force.

SECTION 19 — WAIVER & ENTIRE AGREEMENT

Failure to enforce any right is not a waiver. These Terms constitute the entire agreement between you and SKMo Business Solutions Ltd.

SECTION 20 — ASSIGNMENT

You may not assign your rights under these Terms. We may assign or transfer our rights without restriction.

SECTION 21 — GOVERNING LAW

These Terms are governed by the laws of Trinidad & Tobago, or the region where SKMo Business Solutions Ltd. is headquartered.

You consent to jurisdiction in those courts.

SECTION 22 — HEADINGS

Headings are for convenience only and do not affect interpretation.

SECTION 23 — CHANGES TO TERMS

We may update these Terms at any time. Your continued use of the Services constitutes acceptance of changes.

SECTION 24 — CONTACT INFORMATION

Questions regarding these Terms:

📧 contact@skmosolutions.com

Business Name: SKMo Business Solutions Ltd.

Phone Number: 1-868-778-2351

Business Registration Number: C2025101600001